Thanks, Craig and Martin, for continuing to give us all a lot more understanding about the economic and governance context of the EGM and upcoming vote.
I have ongoing concerns about affordability and ensuring our club membership remains accessible to people with less disposable income. We remain a club of overwhelmingly middle-aged, relatively affluent people and we can all benefit from encouraging diversity. That means making sure that inflation-stressed young people and cyclists from all socio-economic backgrounds can easily decide to join us. I think we have to know if there's anything we can do to reduce the proposed $128.15 minimum cost to join us ($30 TS fee + $98.15 CBC fee).
I therefore think it's important that Tripleshot know about and consider any available alternatives to Cycling BC affiliation. I was curious to hear more about MIVA's experience and decision not to remain affiliated in 2024. I reached out to them for confirmation and received the following promising response. (It makes for an interesting read in light of the insurance concerns you raised, Martin.)
As you read this, I think it's also important to keep in mind that insurance is only part of the picture. Some small but important minorities within Tripleshot likely benefit from remaining affiliated with CBC in ways that MIVA's members maybe don't. These could include opportunities for our Youth Team (incl. running the CrossFondo) and regular racers in timed events. I'd love to hear from others on this. Insurance and fees are likely only part of the overall analysis that would be necessary to truly understand whether Tripleshot may eventually be better off parting ways.
Hi Rolf,
Yes, for 2024 we'll be an IMBA affiliated club, with insurance through Oasis with the IMBA group discount. We've had concerns for a few years now but as a smaller club didn't necessarily have the buying power to negotiate a better deal. We do believe that requiring CBC has reduced our membership as well as decreased accessibility in this time of inflation.
The coverage is a bit different from CBC in that it provides club liability (including covering any volunteers), however it will be substantially cheaper. The costs will differ based on member counts and whether you do formally timed events (we aren't this year, that's another story) but our insurance quote came in at around $15 per member, so this will allow us to offer a $40 all in membership. Members can then decide if they want additional personal liabilty, medical, etc coverage. As you note many people may already have [third party liability] coverage via homeowners, employers, and if not addition Pedal power packages are available to our members with an IMBA discount (ie 1M personal liability for $30).
IMBA/Oasis is not limited to mountain biking despite the name and been used by the Nanaimo Mountain Bike Club and the Creston Valley Cycling club. I have spoken with board members from this clubs and they have had no issues.
If you'd like I'd be happy to send you some contacts for IMBA/Oasis, as well as an additional broker that came recommend by NMBC leadership. As a larger club you might have even more options than us, but it seems that alternative funding structures are feasible.
Christine Schilling [President, Mid-Island Velo Association]